HGV Insurance
Insurance for HGVs
Compare competitive private HGV insurance quotes from leading insurance providers through Pricepoint Compare. Specifically designed for trucks and lorries weighing 7.5 tonnes and above, it is not only important but mandatory that you cover your fleet and yourself with the correct level of HGV insurance and the relevant locations.
Find the most competitive HGV insurance quotes
Due to the size and weight of these vehicles, insurance for HGV drivers is more premium than regular car insurance. We work closely with top providers in the UK, ensuring each can provide you with the required level of cover and offer additional extras if required. Waste no time getting a free quote today.
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Familiarise yourself with HGV Insurance
HGV insurance is a type of commercial insurance policy that covers trucks and lorries which are used for transportation business purposes.
Specifically designed to cover HGC vehicles that are 7.5 tonnes and above, but capped at 44 tonnes, HGV insurance ensures compensation for any third party liabilities as well as any costs that result from damage repairs.
HGV insurance is a non-negotiable for those eligible:
Mandatory by law – Comprehensive HGV insurance cover will protect your truck and you as the driver, protecting you from expensive third party liability costs caused by your lorry/truck.
Protect from financial loss – If your HGC vehicle is out of operation it will impact your business operations. Any potential downtime impacting losses will be covered.
Cover a company asset – Your truck is a valuable asset and it is best to protect yourself from any foreseen losses.
The competitive free quotes we provide you do not cover LGV insurance – this variety of vehicle has a maximum weight of 3.5 tonnes which is drastically lower than HGV trucks and lorries.
We provide you with comparison quotes from leading insurance providers, all of which ensure your private HGV insurance cover comprises of the following:
- Comprehensive – Third party liabilities, theft, fire and any other damage to your truck will be covered.
- Third party only – Does not cover self-sustained injuries, only those caused to others as well as damages.
Optional add ons include:
- Extra trailers
- Breakdown cover
- Goods in transit insurance (cargo)
- European cover
- Legal cover
- Public liability cover
- Hazardous goods cover