Insurance for Imported Cars
If you have purchased an imported car, you may have experienced that finding the suitable insurance cover is challenging. Not every insurer will provide import car insurance, and those that do will often have higher premiums attached compared to car insurance quotes for domestic market vehicles.
Find the most competitive imported car insurance quotes
Be prepared for these convicted driver insurance quotes to be more expensive compared to quotes for drivers with no convictions; this is to compensate for the higher risk to the insurer.
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It might be harder to source the parts, or the instructions and annotations might be in a language other than English. Imported cars are often built to different specifications and standards compared to UK supplied cars. This difference in manufacturing processes and standards leads to a higher price due to the lower volumes that these cars are dealt with by garages and insurers.
Due to these higher costs, it is vital to shop around when searching for import car insurance. By using Pricepoint Compare when searching for Import Car Insurance online quotes, you can receive multiple quotes from across the whole market, helping you to search for the most suitable policy for your requirements.
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As with all car insurance quotes, the longer your no-claims discount, the larger the discount on the insurance quote. Similarly, if you opt to pay annually for your insurance rather than monthly, you might receive a lower quote.
Tips to find cheap imported car insurance quotes
Avoid modifications
By adding modifications to your imported car, you will likely increase the cost of your premium. This is especially true if the modifications improve the performance and power of the vehicle, or make the import car more appealing to thieves. If keeping your car insurance premium low is a top priority, avoid modifying the car. Do not be tempted to modify the car without declaring the modifications to the insurer; in the event of an accident they could choose to void your policy and not pay out should you have undeclared modifications.
Improve the security
Insurance premiums will typically be lower for vehicles with improved or optimal safety and security. Whether this be in the form of trackers, immobilisers, dash cams or even where you keep the vehicle overnight and during the day, the safer your car from the threat of vandalism or theft, the lower the insurance quote.
Higher Excess
When choosing your import car insurance quote, selecting a higher voluntary excess might lead to a lower priced premium. This is because in the event of an accident, the higher excess will mean the insurer will have less to pay out, and it shows a willingness from you not to make lots of small frivolous claims due to the cost that you will face in doing so. However, make sure you can afford to pay the voluntary and compulsory excess should the unexpected happen to your vehicle.
Black Box
By choosing a policy with a black box, you can help to offset some of the risk to the insurer as you can provide more information about your driving habits. Black box insurance, also known as telematics insurance, requires a device to be installed in your car that tracks and monitors your driving.