Minibus Excess Insurance
Insurance for Minibus Excess
Whatever your reason for hiring a minibus, by taking out minibus excess insurance you can help to financially protect yourself from a large bill in the event of an accident. Most minibus hire agreements will come with standard insurance cover, which will include an excess payable in the event of a claim. This minibus excess claim can end up being rather sizable and expensive; not the way you want to end your excursion with your rented minibus. Often, minibus hire insurance will exclude items such as damaged wheels or windows, so a minibus excess insurance policy might help you to avoid any unwanted large bills.
Find the most competitive minibus excess quotes
When comparing minibus excess insurance policies online, it is important to note that often there are differences in costs between insuring the excess of a minibus with up to 9 seats, compared to minibuses with 10 to 15 seats. The larger the minibus, typically the more expensive the excess insurance.
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Do you need minibus excess insurance in the UK?
Minibus excess insurance is completely voluntary, it is not a legal requirement. However, minibus excess insurance policies are designed to give you extra peace of mind, protecting you from having to pay an excess before the rental company covers the remaining costs should the minibus be damaged or stolen.
Depending on the cover and provider chosen, you can choose to extend your minibus excess insurance overseas to certain locations such as Europe. Many policies will only provide cover for up to 14 days, for longer periods you will need to find more specialist minibus insurance cover.
Due to the extra number of seats and added risk to the insurer, there are extra eligibility requirements often in place for minibus excess insurance compared to standard car insurance. Typical policies include age limits of the driver and of the vehicle, as well as maximum list prices and weight of the minibus.